Free Immunizations For Your Kids

Immunizations can get really expensive! Even if you have health insurance the co-pays can really add up. Did you know that you can get free immunizations for your kids?

Jefferson County here in Alabama has a program called Tot Shots. Each month at various places around town (mostly churches) nurses from area hospitals as well as nurses from the health department administer immunizations to children.

How it works: You call or go to the website and find the location and time of the Tot Shot Clinic near you. Clinics are held several places each month. Bring your child's prior immunization forms and they will give your child the immunizations that they need for their age. There is no financial hardship requirement or insurance necessary. Even if you have insurance you are welcome. Anyone is allowed to participate in this program. There is usually a short wait 15-30 minutes. They are very professional and take good care of the children. They also record and send the immunization information to your child's doctor. If you are not happy with the program you are not obligated to continue with it. But I would strongly recommend continuing to get immunizations through your family doctor.

If you don't live in Jefferson County, Alabama, call your local health department or ask your pediatrician for information about your areas' immunization program. Many health departments offer free or greatly discounted immunizations for children.

Don't allow your children to be unprotected from disease just to save cash. Check out programs like these and you will be glad you did.

Save Money on Auto Insurance

When you are looking for auto insurance make sure that you ask about discounts that you may be eligible for. Many places are happy to tell you what discounts you can receive but you have to ask first.

Some discounts I have received in the past include: safe driver, student, homeowner, multiple car, and continued customer.

Another way to save money is to pay your 6 month premium all at once. I have insurance through Progressive and if we made payments every month our 6 month cost for insurance would be $407. Since we pay for the whole 6 months at once we are given a discount and pay only $351. A savings of $56.

In order to ease the burden of a big bill. My husband sets aside "an insurance payment" every month into a separate savings account. It's like an escrow account for our car insurance. When the premium is due we already have the money ready to send out.

Save money on auto insurance the smart way. NEVER cheat yourself out of the proper coverage you need to protect your family just to save a few pennies. Always buy the most coverage you can afford.